Student Money and Finance
Managing your money at university can be a challenge. We provide clear guides on student loans, budgeting, and banking to help you stay in control of your finances while you study.
Student Finance & Loans
Tuition & Maintenance Loans
A simple breakdown of how tuition fees and living cost loans work for UK students.
Read GuideHow to Apply for Finance
Follow our step by step walkthrough to ensure your student funding is ready for term start.
Read GuideGrants, Scholarships & Bursaries
Discover extra funding you might be eligible for that does not need to be paid back.
Read GuideStudent Loan Repayment
Find out when and how you start paying back your student loan once you graduate.
Read GuideMaintenance Loan Calculator
Estimate how much living cost support you are entitled to based on your circumstances.
Read GuideStudent Finance Eligibility
Check the criteria to see if you qualify for UK student funding and support.
Read GuideBanking & Credit
Best Student Bank Accounts
We compare the top student accounts for 2026 to find the best perks and overdrafts.
Read GuideStudent Overdrafts Explained
Learn how to use an interest free student overdraft responsibly without getting into debt.
Read GuideHow to Build Credit Young
Start building a strong credit history while you are a student for your future financial life.
Read GuideStudent Credit Cards Guide
Everything you need to know about the pros and cons of credit cards for students.
Read GuideBank Account Opening Checklist
The documents and information you need to have ready to open your student account.
Read GuideSavings Accounts for Students
The best ways to save your money while studying to earn the best interest rates.
Read GuideBudgeting & Spending
Student Budget Template
Download our easy to use template to track your monthly income and expenses.
Read GuideBest Budgeting Apps
Our review of the best mobile apps to help you manage your money on the go.
Read GuideManaging Money Term to Term
Advice on making your maintenance loan last from the first day to the final week.
Read GuideSubscription Spending Control
How to audit your monthly subscriptions and cut back on unnecessary costs.
Read GuideAvoiding Student Debt
Practical tips for staying out of high interest debt during your university years.
Read GuideStudent Emergency Fund
How to build a small savings buffer to protect you against unexpected expenses.
Read GuideBills & Insurance
Mobile Contracts for Students
Find the best value phone plans and learn how to save on your monthly bill.
Read GuideStudent Broadband Deals
How to choose the right internet package for your student house or flat.
Read GuideStudent Contents Insurance
Protect your laptops, phones, and bikes with affordable insurance for students.
Read GuideTravel Insurance for Students
Stay covered when you head abroad on holiday or on a university exchange.
Read GuideCar Insurance for Young Drivers
Tips for bringing down the cost of car insurance for students and graduates.
Read GuideDo Students Need a TV Licence?
The rules around TV licensing for students living in halls or shared houses.
Read GuideCommon Student Finance Questions
When is student finance paid?
Maintenance loans are usually paid in three installments at the start of each term. Tuition fee loans are paid directly to your university and do not enter your bank account.
Can I get extra money if my loan is not enough?
Many students apply for bursaries and scholarships offered by their university. You can also check if you are eligible for hardship funds if you find yourself in a difficult financial position.